Specialist

About the Role

We are seeking a highly motivated SME Payments Specialist with 1.5 to 2 years of hands-on experience in banking, preferably within the payments domain, to drive the development and optimization of SME payment products and services. The ideal candidate will possess a robust technical foundation in payment systems, operational processes, and the Saudi banking infrastructure, enabling them to contribute effectively to our mission of delivering cutting-edge financial solutions to small and medium-sized enterprises.

Key Responsibilities

• Product Management & Enhancement: Lead the management, enhancement, and innovation of SME payment products and services to meet evolving market demands and regulatory requirements.
• Payment Operations & Channels: Oversee banking payment channels and payment operations, ensuring seamless functionality, reliability, and efficiency in transaction processing.
• Cross-Functional Collaboration: Partner with Business and IT teams to conceptualize, develop, and implement payment solutions and system enhancements that align with strategic objectives.
• Requirements Gathering & Implementation: Actively engage with stakeholders to collect and refine business requirements, supporting the implementation, testing, and deployment phases to ensure successful delivery.
• Compliance & Regulatory Adherence: Ensure strict compliance with internal policies, procedures, and SAMA (Saudi Central Bank) regulations to mitigate risks and uphold the integrity of payment operations.

Required Technical Skills & Competencies

• Banking Payments Experience: Minimum of 1.5 to 2 years of relevant experience in banking payments, with a focus on SME payment products and services.
• Saudi Payment Systems Knowledge: In-depth understanding of Saudi payment systems and operational frameworks to navigate the local financial landscape effectively.
• Payment Infrastructure Proficiency: Hands-on experience with critical payment systems, including SWIFT, SARIE, RTGS, and IBS Payments.
• Payment Channels & Processing: Proven expertise in supporting payment channels and managing end-to-end payment processing, from initiation to settlement.
• Payment Workflows & Reconciliation: Strong familiarity with payment workflows, reconciliation processes, settlement mechanisms, and exception handling to ensure accuracy and efficiency.
• Analytical & Problem-Solving Skills: Exceptional analytical abilities to troubleshoot complex payment issues and deliver data-driven solutions.
• Stakeholder Management: Excellent communication and collaboration skills to engage with cross-functional teams, vendors, and regulatory bodies.

Preferred Qualifications

• Educational Background: Bachelor’s degree in Business Administration, Finance, Information Technology, or a related field.
• Saudi Banking Experience: Prior experience working within a Saudi banking environment, with a deep understanding of local financial regulations and market dynamics.
• Regulatory Knowledge: Familiarity with SAMA regulations and the broader Saudi payments ecosystem is highly desirable.

Why Join Us?

As an SME Payments Specialist, you will play a pivotal role in shaping the future of payment solutions for small and medium-sized enterprises in Saudi Arabia. This is an excellent opportunity to leverage your technical expertise, collaborate with industry leaders, and contribute to the growth of a dynamic and forward-thinking organization. The position offers a yearly renewable contract, providing stability and the chance to make a lasting impact in the financial services sector.

If you are passionate about payments and eager to advance your career in a leading financial institution, we encourage you to apply by sharing your updated CV with [email protected].